DM Financial Services can help with mortgages for all kinds of HMOs (Houses of Multiple Occupation):

  • Up to 85% LTV (Outside M25) (75% within M25 as of Aug 2020) Contact office for latest criteria inc LTV
  • Unlicensed HMOs or ‘Multi-Let properties
  • Large licensed HMO’s of any amount of rooms (Ensuite’s accepted in all rooms and Kitchenettes.)
  • Shared or individual AST’s
  • Professional, student or DSS tenants accepted
  • Multiple self-contained units on one title accepted
  • Large HMOs without license in place at completion
  • In personal names or Limited Company/LLP accepted
  • 2 and 5 year deals with arrangement fees from 1.5% (Rates from 3.29% subject to status) Rates correct as of Aug 2020. Contact office for latest rates and criteria
  • Lenders with no previous HMO experience if existing home owner of main residence or BTL.
  • No Minimum income with some lenders
  • First Time Landlords & Buyer lenders available (No experience req)

0800 110 5898 lines open till late