DM Financial Services offer a wide range of insurance for commercial products such as commercial building & contents insurance inc, Office cover, Property, Public and Trade liability, Commercial Vehicle, also protection policies.
Office cover - In addition to building, content, tenant, a person with commercial property can also choose this insurance. DM Financial Services can offer you bespoke policies that are specially design according to your business and individual needs.
Professional or Trade Liability – This includes public and employers liability for professional and manual trades. This can be customized according to the individual needs. The best thing is - these are flexible and any sort of changes in near future changes in staff numbers or business levels, can be done easily.
Should a business loss its key person because of critical illness or disability, this Key Person Protection covers the business against this type of loss of a key senior member of staff. DM Financial understand that it is very hard to run a business without it's key member? His/her absence can directly affect the Sales, and to the worst, it can be a reason behind unpleasant contracts delays. One may have to face the loss of time and money that otherwise one have to spend in recruiting a replacement and then in his/her training. With this product of DM Financial Services, we cannot get you the key person bac, but, we can provide cash at that critical time to replace lost profits and cash flow.
Key Person Loan Protection – In the absence of the key-member, what would happen to the loans that business have taken; is another biggest question, most of the businesses always worry about. The ability to service that loan could be jeopardized by the loss of one of the key members. The loan might be personally guaranteed, or maybe a director has lent money to the company that he, or his estate, would need to be repaid ahead of plan. Key person Loan Protection can provide this cover against death or critical illness.
Shareholder Protection – Like key members, shareholders are also an important part of any business. Should a shareholder dies , this cover enables other shareholders to cover that persons shares within the business. This also facilitates a business to continue with the least interruption and providing an exit solution to that shareholder, or their dependents.
Call us now on 0800 298 0678 for any immediate enquiries.