Building and Content Insurance

Building insurance that covers your building’s structure and other fixtures & fittings. Under this insurance, the contents of the house or building are not covered. In addition, everything you have inside your property or building is contents. To make it simpler, imagine you shake your house; everything that stays is the building (walls, roof, doors), and whatever falls out is contents. It is not only the home, but the items inside as well. Having home insurance means your home + contents and personal possessions are covered (optional). It covers your possessions against any loss caused by theft, fire, vandalism, damage caused by oil or water, lightning, a tree falling, flood or other accidents.

In addition, if you are a landlord and renting your property, landlord insurance is a solution for you. Under this insurance, you can cover your building, contents, landlord liability and loss of rent or alternative accommodation.

Life Insurance

At DM Financial Services, unlike others, choosing your life insurance is very easy. Share your requirements, fill out our online application forms, and we’ll bring you a wide range of suitable life insurance policies within your budget.

Critical Illness Insurance

As the name implies, this covers you if you are diagnosed with a serious illness. Should you need cover, buying it with your life insurance is highly recommended. The core idea is – enjoying double benefits; you will be paid if you get seriously ill, and after withdrawing claims, you still have life cover.

Health Insurance

Health insurance or private health care insurance is becoming increasingly popular these days. Be it us or our family members, we need immediate treatment for minor ailments that are curable and short-term. Before you choose your PMI, you need to make sure that the more complex your plan is, the higher the premiums you will be paying for it.

A Protection plan will have no cash in value at any time, and will cease at the end of the term.

If premiums are not maintained, then cover will lapse and you may not be covered if a claim is made